I used to have 4-5 credit cards and I know that you know how it’s hard to maintain such cards especially kung sabay sabay dumating ang bill. It could be a mess if we don’t handle and manage our financial obligations in proper. The temptation to spend is always there. Masarap gumastos pero para sa di-kalakihang kinikita, patay ang delihensiya. So we better spend wisely at makinig sa konsensya!