During the conversation, these people will tell you that no money is involve in the transaction, that they are not selling insurance. If you come and visit their office, they will ask you to fill-out an information sheet and later explain the real motive. Sell insurance!
Philippine Prudential Life is not in any way connected to Prudential Life as the name implies. The will ask your credit card info and will use it in their transactions in case you agreed to avail their service.
Another strategy of PPIL is contacting people by phone. You will receive a telephone call that you have won a brand new car from an SM raffle! They use SM because their offices are located inside SM Malls.
In fact, PPIL (Philippine Prudential Life) offers the same service like the usual insurance company. The problem with PPIL is not registered in Securities and Exchange Commission, but connected to Insurance Commission as they claim.
The Philippine Prudential Life is using a dirty marketing strategy to lure people. Why this company exists inside SM Malls where in fact many have told us the company is not a legitimate company. Why the real Prudential Life is allowing PPIL to use their name?
PPIL claims that they are 47 years in the business. Why not use the newspaper, the television or any marketing tool like brochures to market their business? Why force people in malls to come in their office?